Safaricom PLC “Okoa Jahazi” service allows a callers to borrow airtime even when they have no money left to make a call. By utilising the Okoa Jahazi service callers are deemed to have read, understood and accepted the same.
“Okoa Jahazi” is an optional service. Subscribers are encouraged to read through the terms and conditions and make a decision one way or the other.
Eligible Safaricom PLC pre-pay subscribers can request an advance of mobile airtime in the amount of Ksh 10/-, 20/-,50/-, 100/-, 250/-, 500/-, and 1,000/- subject to service charge.
For providing the credit advance to a subscriber, Safaricom PLC charges an advance fee of 10% for each request.
Eligibility criteria requires one to be a Safaricom PrePay subscriber and the amount requested must be equivalent to airtime spent for the last seven (7) days prior to the date of the request for the airtime advance.
You can only qualify for Okoa Jahazi if you have a balance of less than Sh2 in your account. One must also have an active line that has not gone into expiry due to a failure to top up over a period of 180 days.
You can request for the service by dialing *131#, you will then receive a confirmation SMS message from Safaricom indicating that advance has been credited to your account.
It is important to know that requests for Okoa Jahazi once made cannot be cancelled.
A subscriber can request for the credit advance daily provided they have fully repaid the previous advance.
A subscriber can track your usage of his or her credit advance by dialling *144*4# and sending an SMS to 144.
The credit advance will be deducted from your subsequent top up(s) until fully recovered. The advanced party will be required to repay the credit advance within a period of 96 hours from when the time the advanced amount was credited to the account.
If one fails to repay the credit advance within the said period they will not be entitled to usethe Okoa Jahazi service for a period of seven (7) days following the expiry of the 96 hours.
Other terms are the credit advance amount can only be used to make Safaricom to Safaricom voice calls and SMS, Safaricom voice calls and SMS to other local networks, internet browsing, international calls and international SMS.
Unknown to many Okoa Jahazi service users, they cannot be able to Sambaza (distribute) the credit advance to another subscriber.
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